Alliance Adjustment Group · Insights

Insurance Claim Insights

Plain-English guidance on water, fire, storm and commercial claims from Pennsylvania and New Jersey public adjusters.

Sewage backup is one of the most disruptive property losses a homeowner can face — and one of the most mishandled when

Water damage from an HVAC system is one of the most misunderstood claims in residential insurance — and one of the most

A water heater leak can go from a minor nuisance to a serious problem fast. One morning everything is fine — and

A saltwater fish tank is one of the most striking features a home can have — but when a seal fails, a

The moment water damage hits your home — whether it’s a burst pipe in the middle of the night or a storm

Water problems in a home aren’t always obvious. While many homeowners notice visible issues like ceiling stains or damp drywall, some of

A sewer backup is one of the most stressful losses a homeowner can face — fast-moving, unsanitary, and often far more expensive

Basement flooding is stressful on every level. You’re dealing with damage to your home, your belongings, and your sense of security. On

Water damage can feel overwhelming. Whether it’s a burst pipe, storm flooding, or a hidden leak that escalated into costly repairs, you’re

A sudden puddle under your washer. A soaked carpet. Warped baseboards. And the sinking realization that the damage might be more than

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